Truck Accident Injury Lawyer
Along with mass torts (such as metal on metal hips, Bair Hugger, IVC filters and Talcum powder cases), the attorneys at TheLawFirm.com focus their practice on major injury traffic accident cases. Unfortunately, major injuries or death are common after a collision between a commercial truck and a passenger vehicle. Even though large trucks are only responsible for a small percentage of injury-causing motor vehicle accidents, trucking accidents typically cause much greater harm than ordinary traffic accidents due to the large size and heavy weight of trucks.
If you have been the victim of an accident between a ‘big rig’ and a passenger car, here are some things you should know.
First, Federal laws and regulations govern the trucking industry. These laws establish certain standards that trucking companies, owners, and drivers must meet, and often determine who is responsible for a trucking accident. There are Federal agencies that regulate truck driving (such as the Department of Transportation (DOT) and the Federal Motor Carrier Safety Administration (FMCSA). Every state also has a department of transportation with its own set of trucking regulations.
Second, trucking accidents are usually more complex than a simple automobile accident. The question of liability is ‘broader’ in these cases. In these cases it may be the truck driver who is responsible. But it may also be the owner of the truck or trailer, the person or company that leased the truck or trailer from the owner, the manufacturer of the vehicle, tires, or other parts that may have contributed to the cause or severity of the accident, or even the shipper or loader of the truck's cargo (if it is a case involving improper loading).
As you can imagine each of these players argue among themselves over whose insurance will compensate the victim. There are usually multiple insurance companies involved, each of whom is trying to make sure that you are not fully compensated.
The flip side to this complexity is that, unlike regular automobile accidents, the truck will almost certainly have insurance and have a lot of it. Interstate trucks are required by federal law to carry a certain amount of minimum insurance coverage. In addition to federal laws, there are individual state laws mandating trucks to carry insurance.
For example, a truck carrying only non-hazardous general goods is required to have a minimum of $750,000 in insurance coverage for damage to property or injuries to people.
Any truck that transports HAZMAT goods (excluding any type of explosives) needs to have a minimum insurance cover of $1,000,000, for bodily injury and damage to property.
A commercial truck carrying HAZMAT goods and/or explosives has to have a minimum insurance of $5,000,000 for bodily injury and property destruction.
These are just the federal insurance requirements for trucks. Most states have their own individual insurance cover limits.
Because the insurance limits are so high, truckers and trucking companies have skilled insurance adjusters working for them who will do everything in their power to make you settle for the least amount possible for your truck accident injuries. Contacting an experienced truck accident attorney is the first step in leveling the playing field.
Please contact us at 1(855) 464-0808 or for a free legal evaluation of your claims today!
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